SMFG Personal Loan

Apply for an SMFG Personal Loan online today to unlock a world of possibilities and begin your journey towards financial freedom. Experience the convenience of SMFG Personal Loan – your ultimate solution for all financial needs.Whether it’s planned events like weddings, vacations, home renovations, or unexpected emergencies such as medical procedures, our Personal Loan makes life easier.With a seamless online application process, we ensure quick and hassle-free access to funds, making it the ideal credit option for you.

Unlock Best Personal Loan Offers From SMFG

Policies for SMFG Personal Loan

Applicable to : salaried
NTH Salary : Internal —Super A & Cat A : 25K; Cat B & C : 35K External——-> 35K; Cat D : 60K
Age (Min / max) : 21 yrs / 60 yrs ( Except Govt : 54 yrs)
Loan Amount (Min / Max) : 1 lakh / 40 lakh
Tenor (Min / Max) : 12 / 60 months
Bachelor Accommodation : No
Hostel Accommodation : No CIBIL (0 / -1) : Yes
Listed / Non Listed MCA (1 Yrs) : YES
Present Employment : 1 month
Total Employment : 1 yr Minimum
Locking period : 1 EMI
Balance Transfer (BT) : up to 3
BTs Top up Policy : Allowed after 6 months
Foreclosure / partial payment Policy : After 1 EMI / Partial payment allowed

Documents Required :

Latest 3 months pay slips.
Latest 3 months Bank statements in PDF format.
KYC Documents ( PAN & Adhaar).
Form 16 mandatory

Loan Eligibility :

FOIR : For NTH > 40K FOIR is taken as 80%
Multiplier: Not Applicable

Special features of SMFG Personal Loan:

Foreclosure zero after 12 months even if it is BT, Top up or with owned funds.
Mostly based on company category and customer profiles eligibility is based on FOIR. Multiplier will not be considered.
LIC agents & Consultant Doctors can also avail PL up to 40 lakh.

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