IndusInd Bank Credit Cards

Effortlessly manage expenses and enjoy exclusive rewards with IndusInd Bank Credit Cards. Select the perfect credit card from our range based on your needs. Enjoy a 100% paperless application process and instant approval in 3 easy steps.

Apply for IndusInd Bank Credit Cards with us!

Features of IndusInd Credit Card

Some common features you can enjoy after applying for IndusInd Bank Credit Card online.

Annual fees and renewal fees will vary for each cardholder depending on the card held and will be informed at the time of applying for the card.
Credit-free period up to 50 days is available. If the cardholder opts for revolving payment, then an interest as low as 1.9% p.m. will be applied on the balance carried forward.
Cash withdrawal charges at 2.5% of the amount withdrawn with a minimum of Rs. 500 will be collected.
Limit on the Credit Card will be fixed by IndusInd bank based on several criteria and the limit has to be shared among the Add On members as well. The same will be informed to the cardholder at the time of delivering the card.
If the card is used beyond the limit, 2.5% of the over limit will be charged for all cards except Infinia.
A late fee ranging from Rs. 100 to Rs. 750 is applied per statement cycle for the card dues not paid in accordance to the due date.

Things to Know Before Applying for an Instant Credit Card Online

Before you apply for a credit card online, you must keep a few important things in mind to keep your finances stable.

Know Your Credit Score: Be aware of your credit score and how it impacts your eligibility for acquiring a credit card. A higher credit score will give you favourable terms and better card options.
Interest rates & Fee – Keep an eye on the interest rates, annual fees, late payment charges and other fees associated with the card.
Credit Limit – Check the credit limit you’re being offered. A higher limit can be beneficial but spend responsibly to avoid accruing higher debt.
Timely Payments – Make sure to pay your credit card bills on time before the due date to avoid late payment fees and interest charges. Paying your bills on time will, in fact, positively impact your credit score.
Rewards & benefits – Understand the benefits & perks associated with the credit card before you apply for it. Consider how they can align with your financial lifestyle like travel rewards if you’re a frequent flyer or dining discounts if you eat out often.

Using your credit card responsibly not only helps you boost your credit score, but it’s also rewarding in the long run with its perks & privileges. That’s why spend with your credit card responsibly and manage your finances wisely.

How to Apply for an IndusInd Credit Card Online?

Click on the ‘Apply Now’
Compare various IndusInd Credit Card offers to find the best one for you.
Submit an online application form for the card that you have chosen along with some personal details and IndusInd Credit Card Document.

If you fulfill the IndusInd Credit Card Eligibility, the card will be issued to you after it is approved.

Eligibility to Apply for a IndusInd Credit Card?

Before you apply for credit card, it is important to check whether or not you fulfil the eligibility criteria. Check out the eligibility conditions for Indus Easy Credit Cards below:

Age: To apply, you must be at least 18 years old. On the other hand, the upper-limit age is 75 years.
Income: Your net monthly income should be at least Rs.20, 000
Occupation: All Salaried and Self-Employed individuals can apply
Credit score: You need to have a good CIBIL score (750)

Documents Required for IndusInd Credit Card

No physical documents are required
Keep your Aadhaar number and PAN card handy to speed up the application process
Proof of residence if your current address is different form the one in Aadhaar

Credit Card Safety and Usage Tips

Securing credit card usage is essential for financial well-being. You must always:

Regularly Monitor Statements: Keep a close eye on your monthly statements for any unauthorized transactions, promptly reporting discrepancies if any to your card issuer.
Safeguard Personal Information: Protect your card details, PIN, and personal information. Avoid sharing sensitive information over the phone or online unless it’s a trusted and secure platform.
Set Strong Passwords: Ensure strong, unique passwords for your credit card accounts to prevent unauthorized access.
Be Wary of Phishing: Be cautious of phishing attempts, both online and offline. Verify the authenticity of communications from your card issuer to avoid falling victim to scams.
Update Contact Information: Keep your contact details up-to-date with the card issuer to receive timely alerts and notifications regarding your account activity.
Use Secure Websites: When making online purchases, ensure the website is secure (look for “https://”) and reputable to safeguard your card information.
Avoid use of public Wi-Fi: Avoid using public Wi-Fi networks while doing financial transactions as it can put your card information at risk.

By adopting these practices, cardholders can minimize the risk of fraud and ensure secure credit card usage.

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