ICICI Bank Personal Loan

Apply for an ICICI Bank Personal Loan online today to unlock a world of possibilities and begin your journey towards financial freedom. Experience the convenience of ICICI Bank Personal Loan – your ultimate solution for all financial needs.Whether it’s planned events like weddings, vacations, home renovations, or unexpected emergencies such as medical procedures, our Personal Loan makes life easier.With a seamless online application process, we ensure quick and hassle-free access to funds, making it the ideal credit option for you.

Unlock Best Personal Loan Offers From ICICI Bank

Policies for ICICI Bank Personal Loans

Applicable to : salaried / Self employed
NTH Salary : Pvt (listed) : 30K ( Govt 25K) : Open Market : 40K
Age (Min / max) : 21 yrs / 61 yrs (pensioner : 65 yrs)
Loan Amount (Min / Max) : 1 lakh / 1 Cr
Tenor (Min / Max) : 12 / 72 months(84 months for top 6 companies)
Bachelor Accommodation : Yes
Hostel Accommodation : yes CIBIL (0 / -1) : Yes
Listed / Non Listed MCA (1 Yrs) : YES
Present Employment : 1 month
Total Employment : 2 yr
Minimum Locking period : 1 EMI
Balance Transfer (BT) : up to 5
BTs Top up Policy : Allowed after 6 months
Foreclosure / partial payment Policy : After 1 EMI preferable after 12 months Partial payment not allowed

Documents Required :

Latest 3 months pay slips.
Latest 3 months Bank statements in PDF format.
KYC Documents ( PAN & Adhaar)

Loan Eligibility :

Special features of ICICI Bank :

Foreclosure zero after 12 months even if it is BT, Top up or with owned funds.
Mostly based on company category and customer profiles eligibility is based on FOIR. Multiplier will not be considered.
Top 6 companies and Group companies tenure up to 84 months allowed ( Subject to sal > 50K)
Total digital process including disbursement irrespective of loan amount & number of BTs.
Pensioner with pension more than 30K can avail up to 5 lakhs with maximum age up to 65 Yrs.
NRI with remittances > 50K per month can avail NRI loans up to 15 – 20 lakh based on NRI policy.
No insurance required for any loan amount.

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