HDFC Bank Personal Loan

Apply for an HDFC Bank Personal Loan online today to unlock a world of possibilities and begin your journey towards financial freedom. ​​​​​​​Experience the convenience of HDFC Bank Personal Loan – your ultimate solution for all financial needs.Whether it’s planned events like weddings, vacations, home renovations, or unexpected emergencies such as medical procedures, our Personal Loan makes life easier.With a seamless online application process, we ensure quick and hassle-free access to funds, making it the ideal credit option for you.

Unlock Best Personal Loan Offers From HDFC Bank

Unlock Best Personal Loan Offers From HDFC Bank

Policies for HDFC Bank Personal Loans

Applicable to : salaried
NTH Salary : Super A CAT A : 25K ; CAT B : 30K; CAT C : 35K ( internal ) 50K ( External); CAT D & CAT E : > 50K ; Govt > 35K
Age (Min / max) : 22 yrs / 61 yrs ( as per govt law)
Loan Amount (Min / Max) : 0.5 lakh / 1 Cr
Tenor (Min / Max) : 12 / 72 months (84 months for top 6 companies)
Hostel Accommodation : yes (permanent resi verification mandatory)
CIBIL (0 / -1) : Yes
Listed / Non Listed MCA : Only Listed companies Present
Employment : 1 month
Total Employment : 1 Yr
Minimum Locking period : 1 EMI
Balance Transfer (BT) : up to 4
BTs Top up Policy : Allowed after 3 months
Foreclosure / partial payment Policy : After 1 EMI with applicable charges

Documents Required :

  • Latest 3 months pay slips.
  • Latest 6 months Bank statements in PDF format.
  • KYC Documents ( PAN & Adhaar).
  • Employee ID card, Form 16, Previous emp proof if any.
  • Employment less than 1 Yr qualification proof required

Loan Eligibility :

Special features of HDFC Bank :

  • For Loan amount more than 50 lakh co-applicant mandatory (non financial).
  • Pensioners up to 65 yrs can avail up to 10 lakh for pension > 35K.
  • VKYC mandatory in loan Asst App.
  • Official Mail id confirmation Mandatory.