Apply for an Credit Saison Personal Loan online today to unlock a world of possibilities and begin your journey towards financial freedom. Experience the convenience of Credit Saison Personal Loan – your ultimate solution for all financial needs.Whether it’s planned events like weddings, vacations, home renovations, or unexpected emergencies such as medical procedures, our Personal Loan makes life easier.With a seamless online application process, we ensure quick and hassle-free access to funds, making it the ideal credit option for you.
Applicable to : salaried
NTH Salary : 25K ( Except CAT E 30K)
Age (Min / max) : 21 yrs / 60 yrs
Loan Amount (Min / Max) : 1 lakh / 10 Lakh
Tenor (Min / Max) : 12 / 60 months
Bachelor Accommodation : YES ( but not sharing)
Hostel Accommodation : NO
CIBIL (0 / -1) : NO ( CIBIL >=670)
Listed / Non Listed— MCA 3 Yr : YES
Present Employment : 4 month
Total Employment : 1 yr ( CAT D 2 Yrs)
Minimum Locking period : 6 Months
Balance Transfer (BT) : NA
Top up Policy : NA
Foreclosure / partial payment Policy : After 6 EMIs / Partial payments not allowed
FOIR :
Multiplier:
Rental income- capped at 50% of salary (Regular six months credit in bank account or income from rent in ITR to be validated in latest ITR)
Pension income- If the applicant is currently salaried and also receiving pension from past service, in that case pension that can be added for eligibility but cannot be more than 50% of the net current salary. (pension bank account statement for 6 months mandatory, family pension not to be considered)
Quarterly incentive- 50% of the average monthly incentives
Not more than 5k overdue in any live tradeline
No. of unsecured inquiries (only PL and CC) in last 3 months to be not more than 9
Not more than 2 obligatory bounces in last 3 months
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