Apply for an Bajaj Finserv Personal Loan online today to unlock a world of possibilities and begin your journey towards financial freedom. Experience the convenience of Bajaj Finserv Personal Loan – your ultimate solution for all financial needs.Whether it’s planned events like weddings, vacations, home renovations, or unexpected emergencies such as medical procedures, our Personal Loan makes life easier.With a seamless online application process, we ensure quick and hassle-free access to funds, making it the ideal credit option for you.
Applicable to : salaried
NTH Salary : Govt, CAT A & CAT B (25K) : CAT C 30K: CAT D 40K
Age (Min / max) : 21 yrs / 60 yrs
Loan Amount (Min / Max) : 1 lakh / 50 Lakh
Tenor (Min / Max) : 12 / 60 months Bachelor
Accommodation : Yes( with owned house proof)
Hostel Accommodation : No
CIBIL (0 / -1) : For CAT A up to 5 lakh; Remaining 3 lakh ( Minimum CIBIL 700 required)
Listed / Non Listed— MCA 5 Yr : YES
Present Employment : 1 month ( 1 sal credit) ; Govt 3 months
Total Employment : 1 yr Minimum
Locking period : 12 EMIs
Balance Transfer (BT) : No
Top up Policy : No
Foreclosure / partial payment Policy : Allowed after 1 yr / up to 25% of the principal O/s
FOIR: Up to 65% allowed, up to 70% with Existing HL 16.
Multiplier: Listed Companies:sal * 14 times Unlisted : Sal * 10 times
TAT just 4 Hours
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