Aditya Birla Personal Loan

Apply for an Aditya Birla Personal Loan online today to unlock a world of possibilities and begin your journey towards financial freedom. Experience the convenience of Aditya Birla Personal Loan – your ultimate solution for all financial needs.Whether it’s planned events like weddings, vacations, home renovations, or unexpected emergencies such as medical procedures, our Personal Loan makes life easier.With a seamless online application process, we ensure quick and hassle-free access to funds, making it the ideal credit option for you.

Unlock Best Personal Loan Offers From Aditya Birla

Policies for Aditya Birla Personal Loans

Applicable to : salaried
NTH Salary : 20K Age (Min / max) : 23 yrs / 60 yrs
Loan Amount (Min / Max) : 1 lakh / 50 Lakh
Tenor (Min / Max) : 24 / 84 months
Bachelor Accommodation : Only for CAT A & B
Hostel Accommodation : No
CIBIL (0 / -1) : YES ( max 5 lakh)
Listed / Non Listed— MCA 3 Yr : YES
Present Employment : 1 month
Total Employment : 3 yrs
Minimum Locking period : 12 Months
Balance Transfer (BT) : Up to 7
BTs Top up Policy : After 6 EMIs
Foreclosure / partial payment Policy : After 12 EMIs / Partial payments after 12 EMI

Documents Required :

Latest 3 months pay slips.
Latest 3 months Bank statements in PDF format.
KYC Documents ( PAN & Adhaar).

Loan Eligibility :

Multiplier: Not Applicable

Special features of Aditya Birla :

Employees of Proprietorship , Partnerships & LLP companies can also apply, Minimum salary required isjust 18k,
Banking Surrogate : Loan upto 5 lacs can be provided just based on Bank statements with ABB 1.10
Existing loan Surrogate : Personal Loan upto 7 lacs can be provided based on existing PL, AL, HL, LAP & CC with ABB 1.00.
ABB not required for salary upto 35k if PL HIT SCORE > = 589.
Sal < 25k—– Loan amount 2 lac ( irrespective of ABB).
Sal 25k – 35k—–Loan amount 3 lac ( irrespective of ABB).

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