Bandhan Bank Personal Loan

Apply for an Bandhan Bank Personal Loan online today to unlock a world of possibilities and begin your journey towards financial freedom. Experience the convenience of Bandhan Bank Personal Loan – your ultimate solution for all financial needs.Whether it’s planned events like weddings, vacations, home renovations, or unexpected emergencies such as medical procedures, our Personal Loan makes life easier.With a seamless online application process, we ensure quick and hassle-free access to funds, making it the ideal credit option for you.

Unlock Best Personal Loan Offers From Bandhan Bank

Policies for Bandhan Bank Personal Loans

Applicable to : salaried
NTH Salary : Govt, CAT A & CAT B (25K) : CAT C 30K: CAT D 40K
Age (Min / max) : 21 yrs / 60 yrs
Loan Amount (Min / Max) : 1 lakh / 50 Lakh
Tenor (Min / Max) : 12 / 60 months Bachelor
Accommodation : Yes( with owned house proof)
Hostel Accommodation : No
CIBIL (0 / -1) : For CAT A up to 5 lakh; Remaining 3 lakh ( Minimum CIBIL 700 required)
Listed / Non Listed— MCA 5 Yr : YES
Present Employment : 1 month ( 1 sal credit) ; Govt 3 months
Total Employment : 1 yr Minimum
Locking period : 12 EMIs
Balance Transfer (BT) : No
Top up Policy : No
Foreclosure / partial payment Policy : Allowed after 1 yr / up to 25% of the principal O/s

Documents Required :

Latest 3 months pay slips.
Latest 3 months Bank statements in PDF format.
KYC Documents ( PAN & Adhaar).

Loan Eligibility :

Multiplier: Not Applicable

Special features of Bandhan Bank :

Cat A and B Companies where entry restricted official mail id confirmation required.
Last 6 EMIs of running loan tenure not to be obligated.
Minimum salary require 30K for 700 to 730 Cibil customers, Below 30K not to be sourced.
50% of Average of last 3 months variables reflecting in all the 3 pay slips to be added back to the salary.
Incase customer has pension income with salary, it will be clubbed when reflecting in banking and pension order is available.
Rental Income to be added subject to bank transfer and availability of notarized rent agreement. Salary income after clubbing the rental income has to be more than 75% of the total income.
For Grade 4 Employees, Co-Applicant has to be mandatory added to the application.

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